Are we living in the era of Big Brother?

In 1949, George Orwell wrote a book titled “1984”.  Some of us may remember reading the book about an oppressive society that monitors just about every part of one’s life.  Winston Smith, the [...]


Are we heading to a cashless society?

I always like to carry a few dollars in cash, usually +/- $100.  Most of the time, I can go 2-3 weeks before I need to refresh.  Sometimes longer.  And, when Jean & I go on trips, I increase [...]

The good and the bad about retirement

Several years ago, I was working with a client that had been retired about 10 years.  While we were doing the review, I asked him how his retirement was going.  He had retired at 62 and was an [...]