April started well for investors as all the indexes posted positive returns.  Jobs report was very positive, and it does seem that the United States and China might finally reach an agreement on trade.  What that will do for both economies is anybody’s guess but, I do think it will have an upward impact on the U.S. economy.

While everything is very positive and the accounts continue to increase in value, we have not changed the investment philosophy we have been following.  In rising markets, the accounts will tend to outperform and create extra cash flow of about 7%+/-.  In a declining market, the accounts will underperform the downward trend.  Should the equity markets crash suddenly and fast due to some cataclysmic event, while it’s not guaranteed, the accounts are designed to recover most, if not all, the declines in value.  Always keep in mind that investing has risk and there are no guarantees.

As we head into the 2nd week of April, nature continues to produce an incredible panorama of color and beauty.  So, what could be better than to have a few recipes to whip up while you’re enjoying your surroundings.  Hopefully, the attached article will help you out.  If you’re on a diet and, these days who’s not, #s 5 & 14 may be off limits.  If you do try one, let me know how it went.  In the meantime, have a super week as the weather warms up and we enjoy this time of year.  Don’t forget, should you have a question or wish to talk with me, just call or email.

Doug Alden

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