Lately, it seems like life has been coming at us from just about every angle. The election we thought might be over is still raging on with a key runoff battles brewing in Georgia. The presidential winner has yet to be called with a serious recount of several states ongoing as I write. There are lots of reports of voter fraud and the lawyers are just getting warmed up. I think we all hope and pray for an honest and fair election where every legal voted is counted and counted correctly. If we get to a point where we can not trust our election process who knows what might happen. Add to that, Covid-19 cases are hitting all-time highs with hospitals filling rapidly. If you’re feeling worn-out, welcome to the club.

The equity markets seemed to have shrugged off all the news and closed with a very nice week for all three indexes. The news that a vaccine may be close to being approved for distribution with a 90% efficacy is certainly something that would be extremely welcomed.

When I found the attached article, “When life comes at you”, I thought it would be a good time to take a step back and look at where we all are in our personal life and how it aligns with what we actually want to have happen. My good friend, Charlie Stoll, wrote a book about this very topic. He talked about how 80% of your assets will not follow your last will & testament but are determined by beneficiary designation. Should something strike us and put us in a spot where we will need to depend on others to carry out our wishes, it is prudent to make sure the alignment is where we want it to be. I hope you enjoy the article, it’s a good read

Should you have any questions or wish to speak with me, please call or email so we can put something on the calendar. You can be sure I will be reviewing these points as we wrap up 2020. By the way, I will be really glad when this year comes to a close.

Now let’s all go out and have a super week.

Doug Alden

Link to article…

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